GDL Group/Lending Solutions
LENDING SOLUTIONS

End-to-end Lendingacross the full credit lifecycle

Connect product configuration, credit decisioning, servicing and existing systems through one lending architecture.

Core capabilities

Product DesignProducts, pricing and rules
OriginationApplication, checks and approval
DecisioningRules, scoring and approval
ServicingAccounts, schedules and status
Collection & RecoveryCollections and post-default processes
LENDING LIFECYCLE

A lending platform that connects data, rules and workflows.

Cover product design, origination, servicing, collections and litigation in one connected lending journey.

01Product Designer

Products · pricing · terms · rules

02Loan Origination

Application · KYC · scoring · approval

03Loan Management

Schedule · interest · fee · payment

04Collections

Delinquency · strategy · follow-up

05Litigation

Case · evidence · enforcement · closure

Frequently asked questions

Does a lending platform require replacing every system at once?

No. A complete target architecture can be defined while rollout is phased and fit-for-purpose legacy systems remain.

How are LOS and LMS different?

LOS focuses on application, assessment and approval; LMS focuses on servicing the active loan account and lifecycle events.

Can GDL Lending integrate with existing core banking or GL?

The architecture can integrate with existing systems through appropriate APIs, events, batch or other interfaces, subject to assessment of the customer landscape.

CORE CAPABILITIES

Modernize the full platform—or the parts that need to change.

01

Financial Product Designer

Configure lending products, pricing, terms and policies.

02

Loan Origination System

Digital intake, KYC, scoring, rules, approvals and audit trail.

03

Loan Management System

Account servicing, schedules, interest, fees, payments and adjustments.

04

Collateral Management

Registry, valuation, LTV, encumbrance and release.

05

Collections

Strategies, queues, touchpoints, payment and restructuring.

06

Litigation Management

Case lifecycle, evidence, court dates, judgment and enforcement.

INTEGRATION

Designed to work with your existing environment.

Integrate with core banking, GL/ERP, e-KYC, payments, credit bureau, ECM and service channels through appropriate APIs, batch and integration patterns.

Channels & Portals
LOS · LMS · Collection · Litigation
Integration Layer · API · Batch · Events
Core Banking · GL/ERP · Bureau · Payment · ECM
HOW TO START

You do not have to replace the entire lending stack

Start from the business constraint and existing landscape, then define the right modernization roadmap.

OPTION 01

Explore the Lending Platform

For institutions evaluating a target platform or wanting an end-to-end view from Product Design through Recovery.

Request a Platform Demo →
OPTION 02

Lending Assessment

Assess process, current systems, integration, data ownership and target architecture before committing investment.

Book an Assessment →
OPTION 03

Modernize a specific component

Keep fit-for-purpose systems and replace only the constrained LOS, LMS, collections or integration component.

Discuss Modernization →

What to evaluate in the solution

End-to-End ScopeProduct Design, LOS, LMS, Collections, Litigation and Integration
Legacy-friendlyDefine boundaries so fit-for-purpose legacy systems can remain
ConfigurableProducts, rules, workflow and servicing adapt to business needs
Assessment FirstAssess the current landscape before defining the roadmap
LENDING CONSULTING

Start with an assessment before changing the platform.

Assess process, existing systems, integrations and target architecture before defining the modernization roadmap.

Lending Assessment →